Is This Right for Me?

How, where, and when you access care is a deeply personal decision often limited by insurance plans. You might consider a subscription to direct mental health care if:

• You don't currently have insurance or your insurance does not cover mental health services- Care should not be limited to people with insurance. With premiums and deductibles skyrocketing, many people cannot afford general health insurance. Our direct mental health care subscription can still provide support and treatment at an affordable monthly fee.

• A monthly subscription would be less expensive than using insurance- After taking into account the insurance premium, deductibles, and copays, a subscription could save you money. For example, if you have a deductible of $5,000, you will need to pay out of pocket for 25 sessions at $200/session before insurance can kick in. That's about 6 months of weekly sessions. Our subscription would save you 52%, or $2,600, in the same 6-month timeframe!

• You're needing temporary support or have mild to moderate symptoms- Insurance companies require a mental health diagnosis to approve for services. However, if you're going through a life transition, experiencing mild distress from work, or just need someone to talk through a major decision, insurance would not cover for services. At our direct mental health practice, our focus is treating your symptoms and providing support, regardless of a mental health diagnosis.

• Your mental wellness is about self-care- Mental health can be part of your self-care routine. Similar to enrolling at a gym or a spa for a monthly massage, a subscription to our mental health care practice gives you access to care and support whenever you need it to keep your mental health in top shape. Just like seeing a primary care provider over several years, your mental health provider can be part of your overall care team for as long as you need.

Direct mental health care can be beneficial for many people, but it's not the right fit for everyone.

If your mental health requires more intensive care, more frequent visits, or specialized treatment, it is recommended to use insurance to cover for those services.

If you're still unsure if this is the right fit for you, feel free to give us a call or send us an email. We'd be happy to sort it out with you.

FAQs

What is direct care?

Direct care means paying a subscription for mental health services without insurance.

How does insurance compare?

Insurance often involves copays, deductibles, and limited provider choices, which can delay care.

Are costs predictable with subscriptions?

Yes, subscriptions offer a fixed monthly fee, making budgeting easier compared to fluctuating insurance costs.

Is privacy better with direct care?

Direct care often means fewer third parties handling your information.

Can I switch anytime?

Most subscriptions allow flexible cancellation or switching without penalties.

What about access to specialists?

Direct care subscriptions often provide quicker access to mental health specialists without insurance delays.